Common Misconceptions

The following highlights are provided to help you clearly and accurately understand the true facts and foundations of a reverse mortgage.


Fiction:          I will lose the title to my home.
Fact:              You will retain the title to your home.

Fiction:          It’s only for people in poverty or bankruptcy.
Fact:              People at all income levels have benefited from a reverse mortgage.

Fiction:          It’s free money.
Fact:              It’s an equity loan that will ultimately need to be paid back to the lender when you no longer live in your home as
                        your primary residence.

Fiction:          Reverse mortgages are risky.
Fact:              Most reverse mortgages are Home Equity Conversion Mortgages (HECM’s) that are FHA-insured.


Please feel free to contact Carol Bertocchini for a free consultation. She will work with you, in person, side-by-side, to answer all of your questions and help you decide if it is the right fit for you or your family members.


Personal Attention for Your Very Personal Decision

Call Carol now and she will offer all the time you need, at no charge, to make the right decision for yourself or your family.

(650) 453-3244