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What is a Reverse Mortgage?

A reverse mortgage is a loan that offers qualified homeowners (age 62+) the ability to leverage the equity of their home to borrow money without having to make monthly payments.

About Reverse Mortgages

A reverse mortgage is a loan against your home that you do not have to pay back for as long as you live at the property. You pay the money back, plus interest, when you sell your home, permanently move out of your home or pass away.

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How Do they Work?

Unlike standard home loans where you make payments to the lender, you receive money from the lender; the money can be provided to you in one lump sum, on a scheduled basis or as a line of credit that you can use as you need.

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Reverse Mortgage Qualifications

There are a variety of standards that must be met to qualify for a reverse mortgage. The list includes your age, value of your home, the type of reverse mortgage that is right for you and other specific qualifications.

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Personal Attention for Your Very Personal Decision

Call Carol now and she will offer all the time you need, at no charge, to make the right decision for yourself or your family.

(650) 453-3244